Manhattan Area Code 646 Guide

Verify phone numbers, identify scams, and explore Manhattan's business districts covered by 646

Verified Data
FCC Official Source
Scam Alerts

646 Coverage Area

Manhattan Only
Wall Street, Midtown, Upper East/West Side

Overlay Code: Overlays 212 (Manhattan)

Timezone & Local Time

Eastern Standard Time (EST)
UTC-5 / UTC-4 (DST)

NYC Time: --:-- --

Scam Risk Level

VERY HIGH RISK: 646 numbers are prime targets for business scams
Learn 646 Scam Protection Free Tools
Trusted by 50,000+ users daily • Data updated December 2024

About 646 Area Code

Area code 646 serves Manhattan exclusively and was introduced in 1999 as an overlay to the prestigious 212 area code. It primarily serves businesses, newer residents, and mobile services in Manhattan's most affluent neighborhoods and business districts.

Key Facts:

  • Introduced: July 1, 1999
  • Type: Overlay area code (overlays 212)
  • Primary Use: Manhattan businesses, residents, mobile phones
  • Population Served: 1.6+ million Manhattan residents & workers
Manhattan Area Codes
  • 212 (Original - 1947)
  • 646 (Overlay - 1999)
  • 917 (Mobile - citywide)
  • 929 (Newer - citywide)
  • 332 (Latest - citywide)
Note: 646 is Manhattan-only, unlike citywide codes

Recommended Call Protection Tools

TrueCaller Premium

Identify unknown callers and block spam calls automatically. Over 374 million users worldwide trust TrueCaller's database.

$4.99/month 7-day free trial

RoboKiller

Block 99% of spam calls and waste scammers' time with AI-powered answer bots. Award-winning spam protection.

$4.99/month Most effective

Google Voice (Free)

Get a free second phone number for calls, texts, and voicemail. Perfect for online shopping and privacy protection.

100% Free Google Account Required

Common 646 Area Code Scams & Red Flags

Critical Alert: 646 numbers are heavily targeted by scammers impersonating Manhattan businesses, banks, and high-end services.

Financial & Investment Scams

  • Fake Wall Street investment opportunities
  • Bogus hedge fund and private equity calls
  • Cryptocurrency investment cons
  • Fraudulent banking security alerts

Business & Professional Scams

  • Fake law firm services and legal threats
  • Bogus Manhattan office space rentals
  • Fraudulent business loan approvals
  • Fake executive recruitment offers

Real Estate & Luxury Scams

  • Fake Manhattan apartment listings
  • Bogus luxury condo investment deals
  • Fraudulent property management companies
  • Fake mortgage refinancing offers

Luxury Services & Lifestyle Scams

  • Fake high-end concierge services
  • Bogus exclusive event invitations
  • Fraudulent art and collectible dealers
  • Fake luxury travel package offers

Professional Services Fraud

  • Fake tax preparation and accounting services
  • Bogus Manhattan medical specialists
  • Fraudulent insurance claims adjusters
  • Fake wealth management advisors
646 Specific Warning Signs
  • High-pressure investment opportunities
  • Unsolicited calls about Manhattan properties
  • Requests for large upfront payments
  • Claims of exclusive Manhattan business deals
  • Threats involving Manhattan courts or legal action

Manhattan Districts & Businesses Using 646

Area code 646 serves Manhattan's most prestigious business districts, luxury residential areas, and world-renowned cultural institutions.

Financial District & Wall Street

Major Business Areas:
  • Wall Street: Stock exchanges, investment banks
  • Financial District: Corporate headquarters, law firms
  • Battery Park City: Modern office complexes
  • Stone Street: Historic business district
Notable Companies & Services:
  • NYSE, NASDAQ, major investment banks
  • Corporate law firms and financial services
  • Hedge funds and private equity firms
  • Insurance companies and consulting firms

Midtown & Theater District

Entertainment & Business:
  • Times Square: Media companies, entertainment
  • Theater District: Broadway productions
  • Garment District: Fashion and textiles
  • Hell's Kitchen: Modern residential and dining
Cultural Institutions:
  • Broadway theaters and production companies
  • Major TV networks and media offices
  • Fashion showrooms and design studios
  • High-end restaurants and hotels

Upper East Side & Luxury Areas

Affluent Neighborhoods:
  • Upper East Side: Luxury condos, private schools
  • Carnegie Hill: Museums, cultural institutions
  • Lenox Hill: Medical centers, upscale services
  • Yorkville: International residents, embassies
Luxury Services:
  • Private medical practices and specialists
  • High-end real estate agencies
  • Exclusive private clubs and services
  • Luxury retail and personal services

Upper West Side & Cultural Hub

Education & Arts:
  • Lincoln Center: Performing arts venues
  • Columbia University area: Academic institutions
  • Central Park West: Premium residential
  • Riverside Drive: Historic elegance
Institutions & Services:
  • World-class museums and galleries
  • Educational institutions and libraries
  • Professional medical centers
  • Cultural organizations and nonprofits

646 Business & Lifestyle Insights

Business Communication:
  • 646 numbers often indicate newer Manhattan businesses
  • Popular with financial services and startups
  • Preferred by mobile-first professionals
Manhattan Living:
  • Excellent public transportation access
  • World-class dining and entertainment
  • Premium healthcare and educational services
  • High cost of living but unmatched amenities

Advanced 646 Scam Protection Tools

Advanced Privacy Protection Strategies

Never Give Out Personal Info

Legitimate Manhattan businesses won't ask for SSN, passwords, or financial details over unsolicited 646 calls.

Take Your Time

Scammers create urgency. Real investment opportunities don't require immediate decisions.

Consider a Second Number

Use Google Voice (free) or a burner number for online shopping, dating apps, and business listings.

Verify 646 Numbers

Look up 646 numbers on AreaCode.Codes before returning calls.

Report 646 Scams

Report suspicious 646 calls to FTC at reportfraud.ftc.gov

Two-Number Strategy

Keep your main number private. Give out your secondary number for deliveries, rentals, and online accounts.

Pro Tip: The Two-Number Privacy System

Number A (Private): Family, close friends, work, bank, medical

Number B (Public): Online shopping, dating apps, food delivery, social media, business listings

About 20% of Americans use this strategy. Popular options: Google Voice (free), carrier second lines ($10-20/month), or dual-SIM phones.

Official Resources & Data Sources

All 646 area code information sourced from NANPA (North American Numbering Plan Administration) and FCC public records. Scam data compiled from FTC reports and Manhattan business alerts.